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What to Expect in Your Appraisal Report: An Interview with Andrew Dauser of Michigan Home Appraisal Company LLC

By Andy Dauser

Tell us a little bit about your company and the services you offer.

Michigan Home Appraisal Co. is headed by Andy Dauser, a Certified Residential Appraiser with over 10 years of appraisal experience. Our services include: 2-4 unit residential income properties, vacant land, manufactured homes, condos and single family homes. Michigan Home Appraisal is a leading provider of appraisals for:
Primary and Secondary Mortgages
Mortgage Refinancing
Pre-listing appraisal for owners and realtors
Private Mortgage Insurance Removal
Estate Planning
Divorce Settlement

How long is the report and how long should it take to receive it?

Even though the appraiser may only be at your property for about 30 minutes, the appraisal process generally takes 2-4 hours depending on the property and appraisal type. We try to complete all appraisal orders within 1-3 days from receipt of the order. A good appraisal should provide the client with a clear upper and lower limit of value for the subject property while being communicated clearly to the client. Our appraisal reports range from only a couple pages to as many as 30-40 pages with most reports averaging around 25 pages. Not only do we appraise the subject but our appraisal also looks at the general market area, competing homes and overall market trends for each specific subject property.

How do you suggest someone find a qualified home appraiser?

In order to find a good appraiser you should look at experience, referrals and if possible a website. If someone is not willing to invest in a website or other areas of their business you have to wonder what they invest in their finished appraisal.

To prepare for an appraisal be sure to have a list of any and all improvements you have made to the property since you owned the property and/or have been made to the subject property within the last 10 years.

What are two or three of the most common reasons for a low appraisal price?

The most common reasons for a possibly low appraisal is unreasonable expectations due to the emotional attachment home owners have to their home. It is important to realize that improvements are not given value at a dollar for dollar return. For example a new $15,000 sun room addition may only return $3-4,000 in value. The appraiser has to look at all features and improvements that a comparable has and some home owners may not know why the house sold down the street for more money than their home appraised for before the appraisal. If you believe that you have a poorly completed appraisal, be sure that your opinion is backed by facts as to why you believe the appraisal is poor. When communicating as to why the appraisal is poor be sure to address all items back to the appraisal and do not address to the appraiser. You do not want it to appear as a personal attack.

What's the best way for people to reach you and your company?

Michigan Home Appraisal Co. can be reached via website:
www.grandrapidsmichiganhomeappraisal.com, you can email me at andy@mihomeappraisal.com or by cell phone 616-826-2255. I am available 24 hours a day.

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Phone: 616.826.2255

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